SOLUTION ARCHITECT / TECHNICAL ARCHITECT

SOLUTION ARCHITECT / TECHNICAL ARCHITECT Banking SaaS | Product & Pricing | Integration | Enterprise Architecture Primary Focus: Owns solution design for complex implementation areas and bridges business, banking domain, platform, engineering, integration, data, cloud, and client technology teams. THE OPPORTUNITY We are seeking a senior Solution Architect / Technical Architect with strong experience delivering complex enterprise SaaS solutions within Banking, Financial Services, or FinTech environments . This is a highly client-facing architecture role responsible for translating complex banking, product, pricing, billing, integration, data, security, and operational requirements into scalable, secure, maintainable, and executable solution designs . The successful candidate will own architecture across areas such as: • Banking products and product configuration • Pricing, rates, fees, discounts, waivers, and offers • Billing and downstream financial processing • Customer/account relationships and relationship-based pricing • Eligibility, workflows, approvals, and audit trails • APIs, integrations, data flows, and enterprise systems • Security, cloud, scalability, performance, and operational readiness You will work directly with client business and technology stakeholders, Product Management, Engineering, Technical Consultants, Software Engineers, QA, DevOps, Security, Cloud, and implementation teams . A major part of the role is determining how client requirements can be met through standard platform capabilities and configuration , while identifying where extension, integration, transformation, or product enhancement may be required. WHAT YOU WILL DO Solution Architecture & Design • Own end-to-end solution architecture for assigned client implementations, modules, and workstreams. • Translate complex banking and technology requirements into practical, scalable solution designs. • Architect solutions covering products, pricing, rates, fees, billing, offers, eligibility, relationship pricing, exception pricing, workflows, approvals, auditability, integrations, reporting, and operational processes . • Determine when requirements should be addressed through standard platform functionality, configuration, extension, integration, data transformation, or customization . • Maximize standard platform capabilities and minimize unnecessary customization and technical debt. • Produce solution architecture documents, technical designs, process flows, integration diagrams, data-flow diagrams, configuration approaches, and architecture decision records. • Ensure designs are secure, scalable, reusable, performant, auditable, supportable, and maintainable . Banking & Financial Services Architecture • Apply strong knowledge of banking products, pricing, fees, rates, billing, customer/account relationships, offers, discounts, waivers, approvals, and governance . • Translate real-world banking requirements into appropriate platform and solution architectures. • Ensure designs support financial accuracy, customer servicing, regulatory/audit requirements, downstream processing, and operational controls . • Understand integration dependencies across core banking, CRM, digital banking/channels, general ledger, billing, workflow, data warehouse, analytics, and reporting platforms . • Design solutions that enable business agility while reducing unnecessary dependency on core banking system changes. Client-Facing Architecture Leadership • Act as a trusted technical and solution advisor to client stakeholders. • Lead solution workshops, discovery sessions, architecture discussions, design walkthroughs, integration sessions, and requirements validation. • Present architecture options, trade-offs, constraints, assumptions, risks, and recommendations. • Translate technical concepts for business stakeholders and business requirements for technical delivery teams. • Align stakeholders across business, technology, architecture, product, operations, security, risk, compliance, and delivery . • Help clients understand the impact of architecture decisions on implementation effort, integration complexity, data, testing, scalability, deployment, and long-term maintainability. Requirements & Fit-Gap Analysis • Review complex business, functional, technical, integration, data, security, and operational requirements . • Lead fit-gap assessments between client requirements and platform capabilities. • Identify gaps, ambiguities, dependencies, constraints, assumptions, and architectural risks. • Determine whether gaps require configuration, extension, integration, transformation, process change, customization, or product enhancement . • Partner with Product Management and Engineering to assess product gaps and technical feasibility. • Maintain traceability between requirements, architecture decisions, detailed designs, configuration, engineering, and testing. Integration & Data Architecture • Define integration architecture between the SaaS platform and client enterprise systems. • Architect solutions involving REST APIs, services, microservices, batch processing, file interfaces, event-driven integrations, and enterprise data flows . • Define interface contracts, validation rules, transformation logic, error handling, reconciliation, and monitoring requirements. • Review data mappings, source-to-target specifications, interface designs, and integration patterns. • Ensure integration architecture addresses volume, latency, scalability, availability, security, recoverability, traceability and auditability . • Support architecture for data migration, reference/master data, reconciliation, environment planning, and downstream validation . Security, Cloud & Non-Functional Architecture • Define and validate non-functional requirements including: • Performance and scalability • Availability and reliability • Security and privacy • Authentication and authorization • Resilience and recoverability • Logging and monitoring • Auditability and traceability • Maintainability and supportability • Collaborate with Cloud, DevOps, Security, Infrastructure, Engineering, and Support teams . • Ensure architecture supports production troubleshooting, monitoring, incident management, reconciliation, disaster recovery, and operational handover. Technical Direction & Delivery Enablement • Provide architectural direction to Technical Consultants, Software Engineers, Technical Leads, QA, DevOps, implementation teams, and client technical resources . • Review and approve technical designs, configuration approaches, integration specifications, APIs, data mappings, test strategies, and deployment plans. • Support backlog refinement, estimation, sequencing, dependency management, and technical impact analysis. • Resolve architecture and design issues throughout implementation. • Participate in complex defect and issue triage involving architecture, integration, data, performance, or platform behaviour. • Ensure delivery teams understand both what needs to be implemented and the architectural reasoning behind the design . Architecture Governance & Risk • Establish architecture and solution-design governance across assigned implementation areas. • Conduct design and architecture reviews. • Identify technical, functional, integration, data, security, performance, operational, and delivery risks early. • Define mitigation strategies and elevate significant risks with clear impact analysis and recommendations. • Ensure critical banking functionality—including pricing, fee calculations, rate changes, billing outputs, pricing exceptions, approvals, eligibility, audit trails, and reconciliation —receives appropriate architectural oversight. • Support implementation checkpoints and go-live readiness assessments. Product & Engineering Partnership • Partner closely with Product Management, Engineering, Platform Architecture, and implementation l