Product Manager - Credit Syndication

Product Manager - Credit Syndication Business Unit: Wholesale Banking Experience: 5 - 10 Years Location: Mumbai About the Role: We are looking for an experienced Product Manager - Credit Syndication to join our Wholesale Banking team. The role will be responsible for driving fee generation through syndication of transactions and sell-down of identified exposures from the Bank's balance sheet, supporting underwriting and de-risking strategies. The ideal candidate should have strong experience in credit syndication, deal structuring, lender/investor management, financial analysis, and transaction execution, along with strong market knowledge and relationship management skills. Key Responsibilities: - Prepare transaction-related materials including Information Memorandum, Financial Models, Term Sheets, Teasers, Pitch Books, and presentations for deal placement. - Facilitate the lender/investor approval process, from Head of Terms and in-principle approval through final sanctions and documentation. - Coordinate and negotiate with stakeholders during the transaction documentation and closure process. - Manage relationships with existing lenders and investors and build a strong network of institutional participants. - Identify and evaluate potential credit syndication and sell-down opportunities in the market. - Conduct market scoping and origination activities, including cold calling and client outreach. - Track business news, industry publications, rating actions, Bloomberg, MCA filings, and other market intelligence sources to identify potential transaction opportunities. - Engage with prospective clients to understand their financing requirements and generate new business opportunities. - Maintain and manage the team's MIS and transaction pipeline reporting. - Support team-related activities including SOP reviews, internal audit (IA) engagements, and process-related initiatives. - Work closely with internal stakeholders to ensure timely execution and closure of transactions. Required Skills & Experience: - 5 - 10 years of relevant experience in Credit Syndication. - Strong understanding of credit transactions, loan syndication, sell-downs, and underwriting/de-risking strategies. - Experience in preparing Information Memorandums, financial models, term sheets, teasers, pitch books, and presentations. - Strong understanding of the lender/investor approval and sanction process. - Proven experience in client origination, relationship management, and institutional investor/lender engagement. - Strong financial analysis and transaction evaluation skills. - Good understanding of market and industry trends with the ability to identify potential business opportunities. - Strong communication, negotiation, stakeholder management, and presentation skills. - Ability to work in a fast-paced, target-oriented Wholesale Banking environment. Educational Qualification: Graduation: Any Graduate Post Graduation: Any Post Graduate