Investment Manager - Private Credit - NBFC/AIF

: Role & Responsibilities: Investment Origination: - Source high-quality lending opportunities through corporates, promoters, NBFCs, banks, financial institutions, intermediaries, and strategic partners. - Build and nurture long-term relationships with founders, CFOs, treasury teams, family offices, and institutional participants. - Develop sector-specific deal pipelines aligned with the fund's investment strategy. - Evaluate proprietary opportunities across working capital finance, structured debt, invoice financing, and asset-backed lending. Credit Evaluation & Underwriting: Lead end-to-end evaluation of investment opportunities by: 1. Analysing financial statements and management information systems (MIS) 2. Assessing cash flows and debt servicing capacity 3. Evaluating working capital cycles and liquidity profiles 4. Reviewing promoter strength, governance, and management quality 5. Conducting industry, market, and competitive analysis 6. Assessing collateral coverage and security enforceability 7. Performing downside risk and sensitivity analysis 8. Identifying key credit risks and mitigation strategies Prepare comprehensive Investment Committee (IC) memorandums with clear investment recommendations. Transaction Structuring: Design and negotiate financing solutions across: 1. Private Credit 2. Invoice Discounting 3. Supply Chain Finance 4. Structured Debt 5. Asset-Backed Lending 6. Working Capital Financing 7. Special Situation Opportunities Determine appropriate pricing, security structure, covenants, guarantees, repayment mechanisms, monitoring framework, and exit strategy. Collaborate with legal advisors to ensure robust transaction documentation and enforceable security structures. Due Diligence & Execution: - Coordinate financial, legal, operational, and commercial due diligence. - Engage with external advisors, auditors, valuers, and legal counsel. - Review diligence findings and identify key transaction risks. - Drive execution from term sheet to documentation, approvals, disbursement, and post-closing compliance. - Ensure adherence to internal investment policies, regulatory guidelines, and governance standards. Portfolio Management: Manage and monitor an active portfolio by: 1. Tracking borrower performance and financial health 2. Monitoring covenant compliance 3. Reviewing periodic financial reporting 4. Identifying early warning signals and emerging risks 5. Recommending portfolio actions where required 6. Supporting recovery and restructuring initiatives, if necessary 7. Preparing periodic portfolio review reports for senior management and investors. Investment Committee & Stakeholder Management: - Present investment proposals before the Investment Committee. - Provide data-driven recommendations supported by detailed financial and risk analysis. - Engage with senior leadership, external partners, and investors on transaction updates and portfolio performance. - Support fundraising and investor due diligence through portfolio insights and investment reporting. Market Intelligence: Continuously monitor credit market trends, interest rate movements, RBI and SEBI regulations, the Alternative Investment Fund (AIF) ecosystem, private credit transactions, sector developments, and competitive financing structures. Generate actionable insights to strengthen Amplio's investment strategy. Location: Mumbai Profile Requirement: Experience: - 6 - 12 years of relevant experience in Private Credit, Corporate Lending, Structured Finance, Wholesale Banking, Credit Risk, Debt Capital Markets, NBFC Lending, Investment Banking (Debt Advisory), and Alternative Investment Funds (AIFs). Qualifications: - CA / MBA (Finance) from a reputed institution. Technical Skills: - Advanced Financial Statement Analysis - Credit Underwriting - Financial Modelling - Cash Flow Analysis - Credit Risk Assessment - Working Capital Analysis - Loan Structuring - Security Evaluation - Investment Memorandum Preparation - Due Diligence - Portfolio Monitoring - Advanced Microsoft Excel & PowerPoint What we're looking for: - Strong commercial judgment with a lender's mindset - Exceptional analytical and problem-solving skills - High standards of integrity and professionalism - Ability to independently manage complex transactions - Strong communication and stakeholder management skills - Excellent negotiation and execution capabilities - Entrepreneurial mindset with the ability to thrive in a fast-paced environment