Finance Controller - Banking

Financial Control & Reporting: - Oversee preparation of accurate and timely monthly, quarterly, and annual financial statements in line with applicable accounting standards (Ind AS/IGAAP). - Ensure robust internal financial controls (IFC) are designed, implemented, and monitored across the organization. - Manage the monthly closing process, including reconciliations, accruals, and variance analysis. - Present financial performance reports, MIS, and dashboards to senior management and the board. Compliance & Regulatory: - Ensure compliance with statutory requirements - Income Tax, GST, TDS, RBI/NBFC regulations (if applicable), Companies Act, and other applicable laws. - Liaise with statutory auditors, internal auditors, tax consultants, and regulatory authorities. - Ensure timely filing of returns, audits, and regulatory submissions. - Stay updated on changes in gold loan/bullion trade regulations, RBI guidelines, and financial compliance norms. Treasury & Cash Flow Management: - Monitor daily cash flow, fund positions, and working capital requirements. - Manage banking relationships, credit facilities, and gold-backed lending/borrowing arrangements. - Oversee gold inventory valuation, hedging strategies, and price risk management. Budgeting & Financial Planning: - Lead the annual budgeting process and periodic forecasting/re-forecasting. - Conduct cost analysis and identify areas for cost optimization and margin improvement. - Support business heads with financial insights for strategic decision-making. Audit & Risk Management: - Coordinate statutory, internal, and tax audits; ensure timely closure of audit observations. - Identify financial risks and implement mitigation controls. - Ensure adequate documentation and audit trails for all financial transactions. Team Leadership: - Lead, mentor, and manage the finance and accounts team. - Set performance goals, review team output, and build finance function capability. - Coordinate cross-functionally with operations, compliance, HR, and business teams.