Finance Controller - NBFC - CA

Finance Controller: We are looking for an experienced and detail-oriented Finance Controller to lead the finance and accounts function of the organization. The ideal candidate will be a Chartered Accountant with a strong background in financial control, compliance, and reporting, preferably with exposure to the gold loan, bullion, NBFC, or financial services industry. This role requires a strategic thinker who can ensure financial discipline, regulatory compliance, and support business growth through sound financial governance. Key Responsibilities: Financial Control & Reporting: - Oversee preparation of accurate and timely monthly, quarterly, and annual financial statements in line with applicable accounting standards (Ind AS/IGAAP). - Ensure robust internal financial controls (IFC) are designed, implemented, and monitored across the organization. - Manage the monthly closing process, including reconciliations, accruals, and variance analysis. - Present financial performance reports, MIS, and dashboards to senior management and the board. Compliance & Regulatory: - Ensure compliance with statutory requirements - Income Tax, GST, TDS, RBI/NBFC regulations, Companies Act, and other applicable laws. - Liaise with statutory auditors, internal auditors, tax consultants, and regulatory authorities. - Ensure timely filing of returns, audits, and regulatory submissions. - Stay updated on changes in gold loan/bullion trade regulations, RBI guidelines, and financial compliance norms. Treasury & Cash Flow Management: - Monitor daily cash flow, fund positions, and working capital requirements. - Manage banking relationships, credit facilities, and gold-backed lending/borrowing arrangements. - Oversee gold inventory valuation, hedging strategies, and price risk management. Budgeting & Financial Planning: - Lead the annual budgeting process and periodic forecasting/re-forecasting. - Conduct cost analysis and identify areas for cost optimization and margin improvement. - Support business heads with financial insights for strategic decision-making. Audit & Risk Management: - Coordinate statutory, internal, and tax audits; ensure timely closure of audit observations. - Identify financial risks and implement mitigation controls. - Ensure adequate documentation and audit trails for all financial transactions. Team Leadership: - Lead, mentor, and manage the finance and accounts team. - Set performance goals, review team output, and build finance function capability. - Coordinate cross-functionally with operations, compliance, HR, and business teams. Required Qualifications & Experience: - Chartered Accountant (CA) - mandatory. - Minimum 8+ years of post-qualification experience in finance/accounts, with at least 3 years in a leadership/controllership role. - Prior experience in gold loan companies, NBFCs, bullion trading, jewellery, or financial services industry strongly preferred. - Strong knowledge of Ind AS/IGAAP, Income Tax, GST, and RBI/NBFC regulatory framework. - Hands-on experience with ERP/accounting systems (Tally, SAP, Oracle, or similar) and MS Excel. - Proven experience managing statutory and internal audits. Key Skills: - Strong analytical and financial acumen - Excellent knowledge of regulatory and statutory compliance - Strong leadership and people management skills - High attention to detail and accuracy - Strong communication and stakeholder management skills - Ability to work under pressure and manage multiple priorities - Integrity and sound ethical judgment (critical given handling of high-value gold assets)