FINANCIAL ANALYST (CREDIT) - HOME OFFICE

About the Company SourceHub operates as a Shared Services Center (SSC) for the ScanSource Group, a U. S. -based multinational company founded in 1992 and headquartered in Greenville, South Carolina.

ScanSource specializes in the distribution of global technology products and services from leading partners such as Microsoft, Dell, HP, Intel , and Lenovo , delivering innovation and support that drive our customers’ digital transformation.

As SourceHub , we are responsible for delivering Finance and Accounting, Human Resources, Information Technology, Procurement and Supply Chain, Legal and Compliance, and general administrative services with efficiency and quality.

We are currently seeking a Senior Credit Analyst to join our Credit and Collections team, supporting and executing credit risk activities, ensuring portfolio health, and enabling sustainable business growth.

This professional will be responsible for evaluating client creditworthiness, managing financial risk, monitoring portfolio performance, and collaborating with internal teams to balance risk mitigation and commercial opportunities in an international environment.

Evaluate and monitor client creditworthiness by analyzing financial statements, including Balance Sheet, Income Statement (P&L), Cash Flow, and credit history. Perform financial analysis using key indicators (liquidity, leverage, profitability) to define credit limits and support decision-making.

Analyze economic scenarios, market trends, and cash flow projections to assess potential risks and business opportunities. Manage credit risk by calculating default probability, issuing credit recommendations, classifying portfolios, and monitoring asset quality.

Review and approve credit applications, ensuring compliance with internal policies and regulatory requirements. Monitor overdue accounts, follow up on payments, and actively manage collections processes, including negotiations and recovery strategies. Support contract adjustments and propose gua