Senior Credit Risk Manager

Position Title: Senior Credit Risk Manager Department: Credit Risk Reports to: Global CTO Location: Remote #APJ #EMEA About FINN FINN is a fintech company building simple and transparent products that improve financial well-being for underbanked employees.

Our core offering gives people access to wages they have already earned, alongside tools to help them manage money better, build savings, access insurance, earn additional income, and use fairer financial services.

Founded in 2022, FINN is the largest player in the early wage access space in Southeast Asia and is expanding rapidly into new markets globally. We are looking for ambitious builders who take ownership, move fast, and want to shape products that create meaningful impact in people’s lives.

We’re seeking a Credit Risk Manager to shape our ML-driven underwriting strategy and strengthen our risk decisioning across Southeast Asia . In this role, you’ll combine analytical depth with hands-on model development to drive smarter, fairer decisions.

From monitoring portfolio health to designing and deploying robust credit risk models, you’ll help us balance growth with prudent risk management.

Working closely with data, engineering, and product teams, you’ll turn insights into business impact and improve approval funnels, refining policies, and expanding access to credit responsibly. Risk Analysis Monitor key risk metrics (e. g. , default rates, approval rates) and investigate significant changes.

Analyze large datasets to identify trends, anomalies, and areas for improvement in risk management processes. Simulate the impact of credit policy or model changes, support A/B tests, and help guide rollouts to improve approval funnel performance.

Track performance post-implementation and refine strategies using feedback loops and business KPIs. Model Development & Monitoring Develop, test, and deploy risk models in an iterative, agile manner. Monitor the performance of risk models, tracking feature stability, accuracy, an