Functional Business Analyst - Banking - Digital Channels / Cash & Core Banking

Job Summary We are looking for an experienced Functional Business Analyst (FBA) with hands-on experience in either Digital Banking Channels or Cash/Core Banking . The ideal candidate should have strong functional analysis skills, banking domain knowledge, and the ability to translate business requirements into clear functional specifications. Key Responsibilities • Gather, analyse, and document business and functional requirements for banking applications. • Digital Channels: Prepare User Story Templates (UST), document user stories and acceptance criteria, and develop user journey mockups. • Cash/Core Banking: Review Functional Specification Documents (FSDs), understand banking workflows, and analyse core banking systems and interfaces. • Translate business requirements into functional specifications, process flows, and system requirements. • Work closely with business stakeholders, product owners, developers, architects, and QA teams. • Conduct gap analysis, impact assessments, and requirement traceability. • Support solution discussions, functional walkthroughs, SIT, UAT, and defect resolution. • Ensure requirements align with banking processes, system functionality, and project objectives. • Maintain functional documentation and communicate changes to relevant stakeholders. • Support end-to-end delivery of banking technology projects within agreed timelines and quality standards. Requirements • Proven experience as a Functional Business Analyst in the banking or financial services domain. • Strong experience in at least one of the following areas: • Digital Channels: Digital banking applications, user stories, UST, user journey mapping, wireframes/mockups, and customer-facing banking journeys. • Cash/Core Banking: Cash management, core banking systems, FSD review, banking workflows, transaction processing, and system integrations. Ability to understand business requirements and translate them into functional documentation.Experience working with Agile/Scrum or Waterfall delivery methodologies.Strong analytical, documentation, communication, and stakeholder management skills.Experience supporting SIT/UAT and collaborating with technical and business teams.Banking project delivery experience is essential.