Senior Product Manager_TRANSACTION BANKING_0877_1314_1094563

Description Designation: Product Lead – GTS Cash Management Experience: 12–15 Years Location: Mumbai / NCR / Bengaluru (as applicable) Role Purpose Lead the development, enhancement, and commercialization of Cash Management products within Global Transaction Services (GTS). The role is responsible for driving product strategy, digital transformation, revenue growth, client engagement, and end-to-end product lifecycle management across collections, payments, liquidity, and receivables solutions. Key Responsibilities • Define and execute the Cash Management product strategy aligned with business objectives and market trends. • Manage end-to-end product lifecycle including ideation, development, pricing, commercialization, and optimization. • Drive growth in transaction banking revenues through increased product penetration and customer acquisition. • Develop and enhance payment, collection, virtual account, liquidity management, escrow, and host-to-host solutions. • Collaborate with Corporate Banking, Technology, Operations, Risk, Compliance, and Sales teams to launch new products and features. • Track market developments, regulatory changes, fintech innovations, and competitor offerings to identify opportunities. • Lead digitization initiatives and improve customer experience through automation and platform enhancements. • Monitor product profitability, transaction volumes, fee income, utilization, and market share. • Engage with large corporate clients to understand requirements and develop customized cash management solutions. • Ensure adherence to regulatory, risk, compliance, and operational governance standards. • Prepare business cases, product notes, management presentations, and investment proposals. Candidate Profile • 12–15 years of experience in Transaction Banking, Cash Management, Payments, Treasury Services, or Corporate Banking Products. • Strong understanding of domestic and cross-border payments, collections, liquidity management, virtual accounts, APIs, and digital banking platforms. • Experience in product management, commercialization, and stakeholder management. • Proven track record of launching and scaling transaction banking products. • Strong analytical, strategic thinking, and client engagement skills. • MBA/CA preferred; Engineering background with banking product experience is an advantage. Key Skills • Cash Management & Transaction Banking • Product Strategy & Commercialization • Payments & Collections • Liquidity Management • Virtual Accounts & API Banking • Digital Transformation • Revenue & P&L Management • Stakeholder Management • Regulatory & Risk Governance • Corporate Client Engagement Success Metrics • Cash Management revenue growth • Product adoption and transaction volumes • New product launches and digital penetration • Client acquisition and wallet share increase • Customer satisfaction and operational efficiency • Market share growth in transaction banking products