Assistant Vice President - Credit & Structured Finance - Banking/Financial Services

Role Overview: We are looking for an experienced Credit - Structured Finance professional with strong expertise in credit underwriting, financial analysis, and deal structuring. Key Responsibilities: - Evaluate and structure financing transactions based on client requirements, cash flows and risk profile. - Assess financial statements, cash flows, business performance and debt servicing capacity. - Structure solutions across Term Loans, LAP, Promoter Funding and Structured Credit. - Prepare Credit Notes, Investment Memos and transaction proposals for senior management - credit committees. - Conduct detailed risk assessment and recommend appropriate mitigants and security structures. - Review term sheets, sanction terms and transaction documentation and ensure pre-disbursement compliance. - Work closely with Business, Legal, Risk and Operations teams for transaction closure. - Monitor portfolio performance, covenants, borrower financials and early warning indicators. - Support refinancing - restructuring initiatives where required. - Participate in client discussions, due diligence and transaction structuring. Ideal Profile: - 8 - 12 years of experience in Credit - Structured Finance - Corporate Credit - Project Finance. - Strong understanding of Credit Underwriting - Financial Analysis. - Hands-on experience in cash-flow analysis, financial modelling and debt structuring. - Ability to independently assess transaction feasibility, risks and repayment capacity. - Strong credit writing and presentation skills. - Exposure to lending - NBFC - banking - financial services environment preferred.