Senior Payment and Cards Solution Architect - Contract

Role Overview We are looking for a highly experienced Senior Payment & Cards Solution Architect with deep expertise across the Cards and Payments ecosystem , including Issuing, Acquiring, ATM/POS Switching, ISO 8583 and ISO 20022 .

The successful candidate will be responsible for defining end-to-end solution architecture for complex Cards and Payments initiatives, working closely with business, technology, product, infrastructure, security and delivery teams.

Key Responsibilities

Define and own end-to-end solution architecture for Cards and Payments platforms and transformation initiatives. Design scalable, secure and resilient solutions across Card Issuing, Acquiring, ATM and POS environments .

Architect solutions involving payment switches, card management systems, payment gateways and banking platforms . Design and review transaction flows covering authorisation, routing, clearing and settlement .

Provide architecture leadership for ISO 8583 and ISO 20022 messaging, mapping, transformation and system integration. Define integration architecture between payment platforms, core banking systems, digital channels and external payment networks.

Develop solution architecture documents, integration designs, interface specifications, system interaction diagrams and technical roadmaps . Evaluate existing payment architecture and recommend modernisation, migration and optimisation approaches.

Ensure architecture meets requirements for high availability, scalability, performance, security and resiliency . Work closely with engineering and delivery teams throughout design, development, testing, certification, migration and production implementation.

Conduct architecture and technical design reviews and provide guidance to development and integration teams. Collaborate with business stakeholders, product teams, vendors, payment networks and technology teams to translate requirements into appropriate technical solutions.

Identify architecture risks, dependencies and technical