Financial Analyst

Financial Analyst Bengaluru, KA, India(Hybrid) **Job Description** Balance Sheet Assurance (BSA) team in Global Financial Operations, Controllership, manages the foundational accounting for Cardmember spend, Remittances and Merchant payments along with various other operational accounting processes that is core to a Credit Card domain.

The team liaison with broader controllership, technology / product, and servicing teams to ensure financial integrity is embedded in the end-to-end process.

**Responsibilities** This Band 28 role will manage research and clearance-based accounting and reconciliation of B/sheet accounts for merchant payment related processes which includes spend and non-spend merchant transactions.

In addition, this role will also be responsible to perform other critical activities like Month-on-Month trend analysis to identify any anomaly in general ledgers, preparing journals, metrics analysis, managing queries from key stakeholders, and support ongoing/upcoming business and technology initiatives including any enterprise-wide project.

+ Part of the team is responsible for maintaining financial integrity of all merchant processes. + Ability to drive self and team goals with continuous focus on process improvement. + Ensure operational resilience through knowledge retention and building back-ups in the team.

+ Be able to proactively highlight, communicate and mitigate risks. + Ability to communicate effectively with senior leaders across the organization and build relationships. + Be able to contribute to the team strategy and long-term plans. + Ability to manage multiple projects to support enterprise goals.

+ Ensuring financial integrity by reviewing financial information and resolving for any aberration in the financials + Effectively coordinate with technology for development / automation opportunities **Qualifications** **Minimum Qualifications** + B.

com/PG with 3+ years of experience of work experience + US GAAP knowledge and Audit experience is a plus. + Knowledge of Excel, PowerPoint, Power BI and other data applications like Cornerstone, TM1 will be preferred.

**Preferred Qualifications** + Well-developed analytical skills, ability to understand the linkages to processes. + Demonstrated Accounting expertise. + Ability to think innovatively and to pursue ideas with conviction.

+ Excellent team player with strong Inter-Personal skills and communication skills + Demonstrate leadership skills needed to create, develop and communicate with diverse workforce. At American Express, our culture is built on a 175-year history of innovation, shared values (https://www. americanexpress.

com/en-us/company/who-we-are/) and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues.

From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. We back you with benefits that support your holistic well-being so you can be and deliver your best.

This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + Support for financial-well-being and retirement + Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + Generous paid parental leave policies (depending on your location) + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

**Job Info** + Job Identification 26014549 + Job Category Finance + Posting Date 09/28/2026, 05:24 AM + Apply Before 10/05/2026, 06:30 PM + Job Schedule Full time + Job Shift Day + Locations Part of Ground Floor, 7th to 11th floors, Rome North,, Bengaluru Urban, KA, 560037, IN(Hybrid) + Career Area Finance Return to Jobs List (https://careers.

americanexpress. com/en/sites/CX\_1/jobs)