Product Manager - Payments Gateway

Product Manager - Payments Gateway | UPI, BBPS, Netbanking | Mumbai Role Overview Own and scale core payment gateway products across netbanking, UPI, BBPS, and merchant payments. You will work closely with banks, billers, and merchants to deliver reliable, high-performance payment experiences at scale. Key Responsibilities Product Ownership - Own end-to-end payment lifecycle (checkout, authorization, routing, settlement) - Define and execute product roadmap aligned to business and ecosystem needs - Improve transaction success rate, latency, and reliability Integrations & Execution - Lead bank and merchant integrations, onboarding, and go-live - Define PRDs, APIs, and integration workflows - Work closely with engineering and external partners to deliver releases Performance & Optimization - Track and improve success rates, failures, retries, and conversion - Optimize checkout and payment routing logic Stakeholder Management - Collaborate with banks, billers, and internal teams - Ensure alignment with UPI, BBPS, and regulatory requirements Requirements - 8 years in Product Management (payments / fintech / banking) - Strong understanding of payment gateway, UPI, netbanking, BBPS flows - Experience with API-led integrations and high-scale systems - Exposure to banking/payment ecosystem and merchant onboarding - Strong analytical and stakeholder management skills