Risk Manager - ECL Modeling - Banking/Financial Services

Client Details: Our Client is a multi-national firm in the business of consulting, technology applications, content management and strategic investments. The firm has and continues to partner with leading players in the financial services and technology ecosystem with the objective of achieving tangible positive outcomes by solving complex challenges using new age technologies and practices. Headquartered in Mumbai, India and has offices in Singapore and Malaysia and is expanding its global presence in other countries in the Asia Pacific, Middle East and Africa. The firm is seeking to engage highly motivated and talented people to support our growth and continue to deliver a positive impact to our clients and ecosystem. We are looking for people whose integrity and excellence can help propel the firm to greater heights. Job Profile: Role: Full time Designation: Risk Manager ECL Modeling Experience: Minimum 5 years Preferred Experience: PD, LGD, CCF, TTC, PIT, ODR, capital adequacy, banking, and credit risk management practices, Understanding of ECL methodologies with hands-on experience in development/ implementation of PD, LGD, scorecards, or rating models. Education: CA (first attempt rank holders) / MBA / Masters in statistics, economics (from tier one colleges). Certifications: SQL, Python, or similar analytical tools. Key Responsibilities: This will be a long-term (minimum 1 year) staff augmentation, i.e., loan staff deployment at one of our leading banking clients wherein there are multiple projects ongoing. Requirement of risk manager to support development, validation, implementation, and monitoring of ECL models. The role involves working with large datasets, risk parameters (PD, LGD, CCF), model development and validation, and reporting. This role requires strong expertise in credit risk analytics, statistical modelling, regulatory compliance, and stakeholder management. - Support development and enhancement of ECL (IFRS 9) ECL models - Conduct ECL calculations and portfolio level assessments - Analyze portfolio trends, credit behavior, migration patterns, monitor key risk parameters and impact on ECL - Implement staging assessment methodologies, macroeconomic overlays, and forward-looking adjustments - Perform model performance monitoring, back testing, and sensitivity analysis - Prepare dashboards and analytical reports for senior management and risk committees - Partner closely with finance, business, IT, audit, and regulatory stakeholders for smooth implementation of ECL methodologies within the Bank - Support internal and external audit relating to ECL - Ensure compliance with regulatory and accounting requirements - Understanding of macro-economic variables and impact on ECL computation - Understanding of Basel regulations on capital computation - Proficiency in SQL, Python, or similar analytical tools - Knowledge of banking and credit risk management practices - Excellent communication and stakeholder management skills. Key Performance Metrics: - Adherence to project delivery timelines - Adherence to the firms standards for processes and quality - Project profitability - Client feedback - Feedback from counselor and other team members Other Expectations: - An ownership attitude whose passion for solving issues and creating value grows from one project to another. - Strong analytical and logical skills - Strong business writing and oral communication skills - Collaborative and partnership-oriented and ready to work as a team member. - Demonstrated ownership over deliverables and project engagement. - Ability to manage highly challenging and time-bound projects with a positive mindset.