Credit Analyst - Credit Underwriting - Credit FI/CIB

Job Title: Pure FI / CIB Credit Underwriting. Role Overview: You will play an important role in delivering high-quality credit analysis, portfolio monitoring and covenant review activity to UK credit teams, helping them to make well-informed risk decisions for corporate clients. What we are looking for: - Understanding of credit risk principles and financial statements, with a willingness to continue developing your technical knowledge. - Strong analytical capability and confidence interpreting financial information. - Knowledge of lending products is important; exposure to derivatives would be beneficial but is not essential. - Clear written and verbal communication skills, with the ability to explain analysis, ask effective questions and engage constructively with stakeholders. - A high level of accuracy, attention to detail and commitment to well-controlled delivery. - Ability to manage competing priorities and meet agreed deadlines. - A collaborative approach and the ability to build effective working relationships across locations and teams. - Curiosity, independent thinking, adaptability and a willingness to learn. - Gain exposure to corporate credit analysis, portfolio monitoring, covenant review and cross-location delivery. - Work in a collaborative environment where curiosity, accuracy, continuous improvement and responsible risk management are valued. Key Responsibilities: - Prepare credit analysis for counterparties and associated products. - Use financial information, sector insight and external sources such as rating agency reports, broker research and annual accounts to form clear, evidence-based recommendations. - Present your analysis through agreed templates for review by UK-based sanctioners, who retain all decision-making accountability. - Work collaboratively with UK Coverage colleagues to gather the information needed to progress credit requests, keeping UK colleagues updated through workflow trackers and regular work-in-progress discussions.