Credit Analyst

Designation Credit Analyst Location Bangalore Experience2to6years Notice Period Max 30days Serving NP Immediate Joiners Role Perform comprehensivecredit assessments includingfinancial analysis business evaluation and peer benchmarkingwith emphasis on corporate clients Prepare underwriting papers credit notes renewal proposals and NTB requests by synthesizing borrower financials sector data and internal risk guidelines Support Business withfinancial spreading data verification documentation checks and portfoliorelated queries Coordinate with Legal and Operations to ensure facility and security documentation is accurate and compliant with approved terms Monitor portfolio performance throughcovenant tracking exposure review earlywarning indicators and adherence to approval conditions escalate deviationswhen required Maintain clear communication with business risk and support teams to ensure smooth and controlled credit execution Key skills Required26 Years of experience in corporate credit memowriting Advanced financial analysis credit ratios cashflow evaluation lending structures Financial modelling excel proficiency data validation Credit policy interpretation documentation governance controls Postgraduate degree or professional qualification preferred CA CFA FRM Strong grounding in credit analysis financial ratios corporate finance and banking products Deep familiarity with credit controls documentation standards governance and auditfocused processes Corporate banking experience preferrable Required Qualification PostGraduate Diploma in Financial Management Master of Business Administration M B A CA Charted Accountant Mandatory Skills Credit Assessments Financial Analysis business evaluation Data Verification Credit Ratios Cashflow evaluation CA CFA FRM