Job Description
About the Company An established international business specializing in global commercial operations. About the Job Initial Risk Analysis: Perform introductory credit evaluations for prospective regional vendors and global buyers. Insurance Optimization: Supervise coverage thresholds to guarantee outstanding exposure remains safely within established corporate risk parameters. Data Synthesis: Collect and evaluate financial reports and credit data utilizing advanced software analytics, non-traditional data points, and artificial intelligence. Risk Documentation: Draft comprehensive credit profiles and assign risk tiers according to corporate guidelines. Proposal Drafting: Help generate detailed credit submissions and formal underwriting documentation. Counterparty Assessment: Appraise transactional risk by examining financial viability, market shifts, and past payment reliability. Limit Recommendations: Propose appropriate credit thresholds and payment timelines aligned with internal risk frameworks. Ongoing Oversight: Track the ongoing financial stability and settlement habits of corporate counterparties. Early Detection: Review covenant adherence and identify preliminary indicators of financial stress or default risk. Operational Improvement: Help refine and update internal credit control guidelines and workflow practices. Cross-Team Collaboration: Coordinate closely with multiple departments to maintain streamlined credit operations. Compliance & Auditing: Help prepare regulatory filings, internal audits, and recurring risk management reports. Skills and Requirements Strong background in evaluating corporate credit risk, reviewing financial statements, and assessing counterparty payment behaviors. Experience managing credit insurance portfolios and setting appropriate credit boundaries. Familiarity with modern risk management platforms, alternative data streams, and AI-driven analytical tools. Capable of drafting clear underwriting memos, tracking covenant metrics
