Software Engineer, Banking

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $100B in annualized spend flows in and out of 50,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.

The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built.

At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome. The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.

If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role

The Payments and Banking team builds the foundational backend systems that power every dollar flowing through Ramp. We're a platform-first team obsessed with correctness, reliability, and scale — providing the rock-solid financial infrastructure that enables Ramp's explosive growth.

Money at Ramp isn't just one thing: it's domestic currencies, international currencies, cutting-edge stablecoins, rewards points, and more. The platforms we build handle all of these diverse forms of value at massive scale.

To do that, we maintain healthy, fast connections to real-world banking systems of every shape and size — from small-business checking accounts to enterprise treasury accounts to cryptocurrency wallets. When we build reliable abstractions, every other team at Ramp can build things that just work for every customer.

What You'll Do

Design and build large-scale backend systems for money movement with strict correctness requirements Architect clean, extensible abstractions for complex payments infrastructure — making it easier for other tea