Job Description
AI & Data Center of Excellence – Abu Dhabi, UAE Role Overview As a Data Scientist within the AI & Data Center of Excellence, you will design and deliver advanced analytical and machine learning solutions that directly influence core financial decision-making across lending, risk, collections, and customer engagement. This role requires a strong blend of statistical rigor, business acumen, and production-oriented thinking, with a clear focus on financial services use cases. You will work closely with cross-functional teams to build scalable models that generate measurable business impact in highly regulated financial environments. Experience Bands • Senior Data Scientist: 8–10 years of experience • Mid-Level Data Scientist: 5–7 years of experience Key Responsibilities • Develop and deploy machine learning models across critical financial use cases, including: Credit risk scoring Fraud detection Customer segmentation and Customer Lifetime Value (CLV) Collections optimization • Translate complex business problems into analytical frameworks and measurable outcomes • Perform exploratory data analysis on structured and unstructured datasets (e.g., transactions, call logs, financial records, documents) • Design scalable machine learning pipelines in collaboration with Data and AI Engineering teams • Lead model validation, explainability, and regulatory compliance processes (e.g., IFRS9, Basel guidelines) • Build reusable data science components, models, and accelerators • Present insights, recommendations, and model performance results to senior stakeholders Financial Services Use Cases (Mandatory Exposure) Candidates will be evaluated based on hands-on experience in one or more of the following areas: • Credit underwriting models (Retail, MSME, or Microfinance) • Fraud detection and Anti-Money Laundering (AML) analytics • Early Warning Systems (EWS) for credit risk monitoring • Collections prioritization and recovery optimization models • Customer 360 analytics and person
