Job Description
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. The Data Foundation & AI team sits within Plaid’s Data organization and is responsible for building the shared machine learning and AI infrastructure that powers innovation across Plaid’s product portfolio. The team transforms Plaid’s unique financial network data into scalable, general-purpose representations that can be leveraged by teams throughout the company. Working across the full model lifecycle, the team develops and curates pretraining datasets, trains and evaluates foundation models, and operates production-grade serving and monitoring systems to ensure reliable, high-impact AI capabilities at scale. As a Research Scientist, you will advance Plaid’s foundation models by developing novel model architectures, pretraining objectives, and fine-tuning strategies that generalize across a broad range of financial and product applications. You will contribute to the design, development, and operation of production machine learning systems, working across the full stack from data and feature engineering to training pipelines, model serving, and monitoring. The role also involves creating comprehensive evaluation frameworks that assess model performance across diverse tasks and use cases, ensuring