Job Description
About Paytm
Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help consumers and small businesses with payments, commerce, and credit. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.
Role Overview
We are looking for an early-career Product Manager to join Paytm Lending. The role is about re-imagining how a lending business runs, from underwriting and risk to operations and customer journeys, using LLMs and AI agents. It is a hands-on role. You will dig into data, edge cases, and day-to-day operational problems to understand them from the ground up before designing solutions. We are looking for first-principles thinkers who enjoy building with LLMs and like going deep on real problems.
Key Responsibilities
- Identify workflows across lending (underwriting, risk, recon, operations, collections) where LLMs and agents can add value, and judge where they cannot.
- Build and ship product solutions from prototype to production, working closely with engineering.
- Dig into data, edge cases, and operational detail to understand problems at the root.
- Partner with stakeholders across risk, operations, engineering, and business to align priorities and drive delivery.
- Write clear product requirement documents and manage roadmaps and deliverables.
- Use data to define hypotheses, run experiments (A/B), and track impact; use SQL or Excel to access and validate data independently.
- Track key product and data metrics (OKRs and KPIs) and adjust strategy as needed.
Requirements
- Bachelor's degree in engineering, computer science and/or related field with MBA from top tier colleges.
- 2 to 4 years of professional experience in product management, product analytics, or a similar role, with a strong customer-first mindset.
- Genuine, hands-on experience building with LLMs.
