Job Description
Role: Business Analyst (Loans/ Credit Origination) ROLE SUMMARY: We are seeking a seasoned Business Analyst to join our team. In this role, you will act as a functional business analyst embedded within the project team, focusing primarily on credit origination and early credit warnings , while actively identifying opportunities to leverage Artificial Intelligence (AI) to drive operational excellence. Key Responsibilities Functional Analysis: Work as a functional business analyst with the project team for credit origination and early credit warnings. AI & Innovation: Analyze current processes to identify AI opportunities and ensure AI realization meets project plans. Data Exploration: Perform exploratory data analysis to uncover trends, patterns, and anomalies. Data Modeling & Analytics: Utilize familiarity with associative data modeling, predictive & text analytics, classification, data exploration, and summarization to drive insights. Stakeholder Collaboration: Collaborate closely with business sponsors, project managers, data scientists, and technology partners to realize business needs. Governance & Delivery: Review vendor deliverables to ensure governance check and balance. Enforce proper governance before commissioning solutions, specifically transiting "Human in the Loop" to "Human out of the Loop" processes. Optimization: Identify opportunities for tuning to increase AI accuracy for higher productivity. Reporting: Create visualizations and dashboards to effectively communicate insights to stakeholders. Job Requirements Education Bachelor’s Degree in Computer Science or a related field. Experience & Core Competencies Industry Experience: Minimum 8 years of experience in the financial and banking industry. Domain Knowledge: Strong understanding of wholesale banking domain knowledge and products (such as customer onboarding & servicing and data mart). Proven experience in credit origination for wholesale banking customers is highly preferred. Project Experience: