Job Description
Job Description Job Purpose Job Purpose Description Job Context & Major Challenges As the debt arm of Aditya Birla Financial Services Group (ABFSG), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and BIL/PL. Currently ranked within the top 25 NBFCs of India, we have made significant progress and our balance sheet at INR 15,000 Cr plus exceeds that of several midsized Banks and NBFCs. A well established brand and top 3 player in the Capital Markets space, today our product suite comprises of a welldiversified look, with equal weightage and focus given to the 3 lines of business. Having seen a y.o.y cumulative growth of 50% in both topline and bottom line, sustainable profitability continues to be the key management agenda. The company has a welldefined vision of being one of the most reputed and material financiers within the lending spacespread across both retail HNI and corporate clientele. We have made significant investments in our process and system infrastructure towards preparing for the next level of growth and are one of the only financial entities certified for ISO 9001:2008 across all our business processes. Spread across 18 cities, we plan on further diversifying our risk and revenue mix through expansion into new geographies and new product segments allowing our customers a onewindow shop for all their financing needs. The Risk and Compliance function is engaged in evaluating the creditworthiness of the loan applications for CMG, CFG, SME and BIL/PL lending divisions considering the quantitative & qualitative factors like ownership, size & market presence of the client business, capital adequacy, collateral quality, earnings quality, liquidity, management quality & client credibility & adherence to statutory requirements. The Risk & Compliance function carries out monitoring of client wise exposure and portfolio exposure to identify e
