Job Description
About the job Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey . Position: Payments Risk & Controls Expert Type: Contract Compensation: $80–$180/hour Location: Remote Role Responsibilities Review and author payments risk and control assessments across payment capture, validation, authorization, tracking, funds control, smart routing, FX conversion, netting, prioritization, returns, and tokenization. Evaluate inherent risk, residual risk, and control effectiveness using standard impact-and-likelihood frameworks. Map risks to controls and identify control gaps or elevated vulnerabilities. Identify failure modes in payments capabilities such as system failures, stale data, bypassed authorization, missed cut-offs, and misconfigured routing/netting/funds controls. Provide structured evaluations with clear written justifications grounded in operational risk and RCSA standards. Work independently and asynchronously to improve the reliability of frontier AI systems . Qualifications Must-Have 5+ years of experience in payments risk assessment, bank operational risk, risk and control self-assessment (RCSA) , issue management, risk and controls, compliance risk assessment, or banking risk advisory. Experience in titles such as VP / AVP Operational Risk Management, RCSA Program Manager / Lead , Business Risk & Control Officer, Payments Risk & Controls Manager, Payments Operations / Treasury Services Risk Manager, or Compliance Risk Assessment Manager. Comfort with standard payments risk lenses: execution and accuracy, authorization and fraud, data integrity, timeliness and cut-offs, client impact, and regulatory/compliance impact. Strong command of inherent risk scoring drivers — transaction value and volume, time sensitivity, geographic footprint, client harm, regulatory and operational impact, repu
